Financing Your Vein Treatment: EMI & Payment Plans Explained

You have decided to address those twisted and bulging veins in the legs. Consulted a specialist like Dr Purnendu Bhowmik and started discussing the treatment options. However, one thing that constantly bothers most patients is the cost.

Varicose veins are a common condition that affects venous health, which is more than just a cosmetic concern. When left untreated for a long time, the condition causes extreme discomfort and even serious health issues.

The advancements in medical technology have indeed led to the popularity of laser treatment, which has emerged as a safe, effective, and minimally invasive solution.

Yet, many patients delay or completely avoid undergoing varicose vein treatment, not because of the fear of any treatment procedure, but rather due to the high expenditure.

But fortunately, modern treatment approaches are accessible to patients, not only because they are widely preferred by healthcare providers but also due to the structured payment plans and EMI options.

In this blog, we will break down the varicose veins laser treatment cost, including the total expenditure involved and the availability of EMI options, to let you opt for timely care.

Varicose Vein Treatment Cost: What does It Involve?

Before delving into the pricing details, it is important to know that the cost of vein treatment is not the same for everyone. According to Dr Purnendu Bhowmik, the total expenditure varies from patient to patient and usually depends on the following factors.

• The type of vein disorder, that is, varicose vein, spider vein and chronic vein insufficiency.
• Severity of the condition
• The type of treatment method employed
• Experience and expertise of the surgeon
• The number of sessions required
• Location of the clinic
• Facilities available
• Preoperative tests
• Follow-up care, like additional consultations and monitoring.
• Medications and other expenses related to the recovery period. 

Estimated Cost of Varicose Vein Treatment

The estimated varicose vein or any other vein-related treatment cost is significantly lower in Kolkata than in other states. For example, the varicose veins laser treatment cost, like EVLT, has a starting range of Rs 55,000 to Rs 90,000 for each leg. In some cases, the price might go up to Rs 1,26,000, depending on the number of sessions.
On the other hand, the average cost of traditional invasive procedures like surgical vein stripping is around Rs.55,000 and can go up to Rs 80,000.

What are the Payment Plans Available?

The financing models usually depend on the surgeon and the clinic you are consulting with. Here are the most available payment plans for varicose vein laser treatment costs, including the following.

1. Medical insurance: Dr Purnendu Bhowmik accepts all types of healthcare insurance. The coverage might vary depending on the policy. Make sure to have a thorough discussion with your doctor in advance.
2. EMI: Many clinics partner with financial institutions to offer EMI (Equated Monthly Installments). This allows the patients to pay the total cost in shorter monthly expenses, often at low or no interest rates.
3. In-house financing: Some clinics provide flexible payment plans directly through the clinic, allowing patients to pay in installments for treatments that are not fully covered by insurance or have a higher cost. This helps start treatment promptly without paying the full cost upfront.

Why are EMI Options Becoming Popular?

As stated, the primary reason why patients avoid getting treated for varicose veins or any venous condition, especially when it comes to minimally invasive techniques, is financial concerns.

Hence, EMI plans are becoming quite popular, offering the following advantages to patients.

• Allowing individuals to start the treatment immediately
• Providing peace of mind by reducing financial stress
• Making minimally invasive techniques like laser techniques more accessible.

Shall I Opt for EMIs or Mediclaim Assistance?

One common dilemma patients often face when considering covering the varicose veins laser treatment cost is whether to opt for the EMI option or mediclaim assistance.

Let’s understand what Dr Purnendu Bhowmik has to say.

• If your varicose vein or any other venous condition is a medical emergency rather than purely cosmetic, it is better to opt for mediclaim assistance, which will cover all or part of the cost, making it a financially suitable solution.
• If your procedure is not covered by a health insurance policy, it is suggested to opt for an EMI plan, which spreads the payments over time. This makes the treatment journey more affordable and manageable.

According to Dr. Purnendu Bhowmik, it is advisable to combine both if required, that is, mediclaim, what it covers and the EMI option for the remaining balance. This will help to get back to get rid of the symptoms of varicose veins and return to normal living.

Are there Any Complications for Delaying Varicose Vein Treatment?

Delaying varicose vein treatment or any other vein disorders eventually leads to several complications, especially when the condition progresses to the advanced stage. It often results in.

• Increased pain and swelling
• Skin ulcers
• Blood clots
• Bleeding
• Deep vein thrombosis
• Spontaneous bleeding

Clinics or surgeons offering flexible financing options eliminate the need to delay the treatment, thereby allowing individuals to address the issue in the early stage for better outcomes.

Why Choose EVLT for Varicose Veins?

Endovenous laser treatment (EVLT) is one of the most preferred methods in the treatment of varicose veins. During the procedure, a diode laser is used to ablate the faulty veins in a minimally invasive procedure. This prevents blood pooling and reduces the risk of recurrence.

Despite the varicose veins laser treatment cost, here are the following advantages of the procedure that make it a first choice among patients.

• No wounds and stitches
• Painless Procedure
• No Blood Loss
• No chance of infection
• Quick recovery
• Single-day stay in the hospital
• No Ugly Scar
• Minimal Chance of Recurrence

Conclusion

Varicose vein or vein treatment is more than just about appearance. Instead, it ensures comfort and long-term well-being. While concerns over the varicose veins laser treatment cost are valid, they should not stand in the way of care. With flexible payment options, treatment has become more accessible than ever.

If you are suffering from varicose veins, get in touch with a specialist like Dr. Purnendu Bhowmik to discuss the cost details and take a step forward towards a better quality of life.